Protect Your Construction Projects & Vacant Homes

From theft and liability on job sites to specialized coverage for unoccupied rentals, we secure your investments against unique risks like vandalism and fire.

Luray & Associates, Inc. of Baltimore » Builders Risk & Vacant Property Insurance

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Comprehensive Protection

Construction projects come with inherent risks. At Luray & Associates, Inc., our comprehensive builder’s risk insurance program is designed to protect your investments from the ground up. From copper piping theft during renovation to vandalism and squatters in unoccupied homes, our policies cover what others don’t.

  • Theft & Liability: Can be included in our extensive policies.
  • Flexible Terms: We offer policies in increments as short as 3 or 6 months.

The Vacancy Clause Trap

Did you know that if your rental property sits vacant for more than 30 days, your standard insurance policy might deny claims? Don’t wait until you have a claim to discover you have no coverage. We solve that problem with specialized Vacant Property Insurance.
Exterior view of a modern, white apartment building with glass-railed balconies under a clear sky.