Specialized Coverage for Restaurants & Chefs

From food spoilage and equipment breakdown to liquor liability, we offer specialized coverage that protects restaurants of all sizes, from food trucks to large chains.

Luray & Associates, Inc. of Baltimore » Restaurant Insurance

From Food Trucks to Franchises

Every restaurant needs insurance, but the risks in the kitchen are unique. Luray & Associates, Inc. specializes in the culinary industry, covering everyone from start-ups to established chains of 15-20 locations. Here’s what we can cover:

  • Power Outage Insurance: Covers expensive food spoilage.
  • Equipment: Coverage for ovens, leased items, and furniture.
  • Workers’ Comp: Essential protection for your staff.
  • Liquor Liability: Protection for establishments serving alcohol.